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Limited Budget? Take a Vow to be Creative
By Melissa Watters

When Christina Mead was planning her August wedding, some Net surfing savvy led her to Hawaii--for flowers.

"We discovered we could order tropical flowers from Hawaii over the Internet cheaper than we could get them locally," Mead said. "The arrangements were not as large, but the bright colors and uniqueness made them very pretty."

The Collinsville newlywed saved in other ways, too.

Forgoing a groom's cake saved money on catering. The reception site didn't allow alcohol, so it was off to Sam's Club for sodas. A shoe sale at DSW provided the perfect pumps. And all this meant that she and her intended could invite whomever they wanted.

"That was a choice of ours--we didn't want to cut the guest list, so we cut in other areas," Mead said.

Even with champagne taste and a beer pocketbook, you can have the wedding of your dreams--if you exercise some creativity.

Budgeting is the primary step.

"Sit down with everyone who is paying for the wedding," said Denise Fields, co-author with her husband, Alan, of "Bridal Bargains" (Windsor Peak Press, $14.95).

Today, one-third of all couples pay for their own weddings, which average $19,945, according to "Bridal Bargains." For the majority, however, it is a combination of the bride's parents and the bride and groom who foot the bill. So when it comes to planning, talk isn't cheap--it's essential.

"When someone is kicking in some money, they may want a say in the process," said Alan Fields.

Prioritizing is the other key to creating a wise wedding.

Have you always dreamed of a horse and carriage? Or is your heart's desire to have hordes of photographs to remember your special day? Give serious thought to what you really want. And work with the people you hire to help attain it.

When meeting with vendors, Carley Roney, says do your homework first. Make sure that what you want and what you can spend are realistic.

"Challenge them if the estimates are too high by saying, 'Help me--how can I achieve what I want with the money I have?' " Roney said.

Here are some general cost-cutting ideas:

All in the timing: Thinking about becoming a June bride? So is everyone else. Considering other times of the year may afford you more flexibility with your budget.

"Wedding merchants have to pay their mortgage year-round. In January they are really lonely," said Alan Fields. "The slowest times of the year to get married are October, November, January and February--except for Valentine's Day."

Off the beaten path: "There are amazing places to have a reception," Alan Fields said. "People e-mail us all the time about zoos, museums. These are all very affordable alternatives."

Beer vs. liquor: Think about what's quicker.

"Most people believe that a beer and wine reception is cheaper, but hotel staff tell me that isn't true. People consume more beer and wine than hard liquor. As a result that bar tab is higher," said Sue Winner, a wedding consultant in Sandy Springs and author of "The Complete Idiot's Guide to Budgeting for Your Wedding" (Macmillan USA, $16.95).

As for the popularity of cash bars, Winner warns that you wouldn't invite people to your home and make them pay, so you shouldn't invite them to your wedding and charge. Instead, she said if you can't afford liquor, punch is proper.

With the end in mind: Keep sight of your long-term goals as a couple. Going into debt for the perfect wedding is never advised.

"Keep that budget in your face. You want a house someday, which is a worthwhile goal," Denise Fields said.

Weddings often take on a life of their own, and it's hard not to get carried away by expenses. So, the Fields suggest keeping in mind the importance of the special day. "The goal is to see two people married and have a party (within their budget)," said Denise Fields. "It is the being married part that is really cool."

Read more articles from Money & Budgeting.

 

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